Get paid in crypto as a freelancer

Invoice clients in USDC or USDT, receive the payment in minutes, hold it in dollars, and spend it with a Visa debit card. No exchange detour, no waiting on a bank that doesn't like how you earn.

Set up online in minutes · Onboarding from anywhere

The workflow

  1. 1. Invoice in stablecoins. Share your USDC or USDT address on Polygon or Solana. Payments settle on-chain in minutes, not banking days.
  2. 2. Hold in dollars. Convert to USD inside your account so a volatile market doesn't touch your invoice value.
  3. 3. Spend or send. Pay with the Visa card, withdraw at Visa ATMs, send SWIFT transfers, or send crypto to any wallet address.

Compared with the usual setup

Comparison of a typical freelancer payment setup with Nummus
Exchange + local bankNummus
Accounts to manageWallet, exchange, bank, cardOne account
SettlementOn-chain, then a bank transferOn-chain, spendable in minutes
Fee stackTrading, withdrawal, bank, FXOne top-up fee, 0% conversion from Plus up
Stablecoin incomeOften triggers questionsExpected and supported

Which plan fits

  • Virtual — free, virtual card, 4% top-up and 0.5% conversion. Good for testing the flow.
  • Plus — $14.99/mo or $149/yr, physical card, 3% top-up, 0% conversion.
  • Pro — $300 one-time setup, 3% top-up, 0% conversion, no subscription.
  • Premium — $750 one-time setup, 2.5% top-up, 0% conversion, highest spending limits.

Compare everything on pricing or model your own volume with the fee calculator.

Frequently asked questions

Open your Nummus account

Hold USDC and USDT, convert to dollars, and spend with a Visa debit card wherever Visa is accepted.