The workflow
- 1. Invoice in stablecoins. Share your USDC or USDT address on Polygon or Solana. Payments settle on-chain in minutes, not banking days.
- 2. Hold in dollars. Convert to USD inside your account so a volatile market doesn't touch your invoice value.
- 3. Spend or send. Pay with the Visa card, withdraw at Visa ATMs, send SWIFT transfers, or send crypto to any wallet address.
Compared with the usual setup
| Exchange + local bank | Nummus | |
|---|---|---|
| Accounts to manage | Wallet, exchange, bank, card | One account |
| Settlement | On-chain, then a bank transfer | On-chain, spendable in minutes |
| Fee stack | Trading, withdrawal, bank, FX | One top-up fee, 0% conversion from Plus up |
| Stablecoin income | Often triggers questions | Expected and supported |
Which plan fits
- Virtual — free, virtual card, 4% top-up and 0.5% conversion. Good for testing the flow.
- Plus — $14.99/mo or $149/yr, physical card, 3% top-up, 0% conversion.
- Pro — $300 one-time setup, 3% top-up, 0% conversion, no subscription.
- Premium — $750 one-time setup, 2.5% top-up, 0% conversion, highest spending limits.
Compare everything on pricing or model your own volume with the fee calculator.
