Get paid in stablecoins. Spend it with a Visa card.

A USD account for crypto earners. 
Receive, hold, and spend anywhere Visa is accepted.

Create your free account
Nummus app showing offshore bank account balance next to a Nummus Visa Debit card
4.8 on the App Store
10M+ transactions
190+ countries
12+ currencies
150M+ merchants

Take control of your finances

Hold your crypto and fiat in one place

Keep your balance in dollars and pay in any local currency - we convert it automatically

Nummus multi-currency account showing total balance across currencies

Convert for free

Convert crypto to cash at 0%

Zero-fee stablecoin to fiat conversion in the Nummus app

Apple and Google Pay

The card supports payments via Apple Pay and Google Pay 

Paying at a restaurant terminal with Apple Pay using the Nummus Visa card

Spend worldwide

Deposit fiat or crypto and spend anywhere Visa is accepted.

Nummus crypto Visa card accepted everywhere Visa works
Side by side

The old way vs. The NUMMUS way

See how legacy banking stacks up against a system built for stablecoins.

Before NUMMUS

  • Transfer held for compliance review. No timeline.
  • High fees on every stablecoin transaction.
  • Limited daily & monthly spending cap.
  • Restricted accounts flagged or closed. No warning.
  • Repeated requests on source-of-funds.

After NUMMUS

  • Converted, deposited, spent on Visa. Same day.
  • 0% stablecoin-to-fiat. No exceptions.
  • Unlimited single-day spend. No cap.
  • Built for crypto-to-fiat. It's the core product.
  • One simple verification. No repeat requests.
  • 1.5% annual interest on offshore deposits.
HOW IT WORKS

Get paid in crypto. Spend it like cash.

Get paid today, spend it today
Crypto lands and it's spendable in seconds.
One app instead of five
Hold crypto and dollars in one account.
One fee instead of many
No fees stacking across platforms.
Spend anywhere
Tap to pay in 190+ countries.

No conversion markup. Deposit fees apply separately — see pricing.

Get your card
Instant • 0% fees
Tap to pay

3 simple steps to make your first purchase

Step 1

Open the Nummus Wallet App

Download the app and create your account in minutes — no local bank needed.

Open the Nummus Wallet App
Step 2

Top up your balance

Deposit USDC, USDT or SOL. Your balance is held in dollars, ready to spend.

Top up your balance
Step 3

Make purchases

Order your physical card or add your card to Apple Pay or Google Pay

Make purchases
Trusted networks
Visa
USDC
USDT
Apple Pay
Google Pay
Solana
Ethereum
JDB Bank
Visa
USDC
USDT
Apple Pay
Google Pay
Solana
Ethereum
JDB Bank

Pick your tier.

From free everyday spending to private banking — pick what fits.

100k+ users190+ countries$10M+ processed

Free

FREE

Start free — a virtual card and your first crypto deposit, in minutes.

Includes

  • Crypto wallet
  • Crypto deposits
  • Crypto-to-cash conversion
  • Virtual bank account
  • One free virtual card
  • Apple Pay & Google Pay

Fees

  • 4% top-up fee
  • 0.5% crypto-to-cash conversion

Card

Free virtual card · option to add a physical card for $30

Best for: Trying Nummus and making your first deposit.

See fees

5 minutes, or it's on us

Stablecoin-to-cash conversions land in under 5 minutes — or we refund your top-up fee on that transaction.

GET STARTED

Free forever — no card details needed

Plus

$14.99/mo
or $149/yr

0% conversion and a real Visa card for everyday spending.

Includes

  • Crypto wallet
  • Crypto deposits
  • Crypto-to-cash conversion
  • Virtual bank account
  • Apple Pay & Google Pay
  • ATM withdrawals

Fees

  • 3% top-up fee
  • 0% crypto-to-cash conversion

Card

One free physical Visa card

Best for: Everyday spenders who want lower fees and a physical card.

See fees

5 minutes, or it's on us

Stablecoin-to-cash conversions land in under 5 minutes — or we refund your top-up fee on that transaction.

GET PLUS

Cancel anytime — no lock-in, no commitment

Most Popular

Pro

$300
One-time account setup

Add money by crypto or bank transfer — no crypto required to start.

Includes

  • Crypto wallet
  • Crypto & fiat deposits
  • Crypto-to-cash conversion
  • Offshore bank account
  • Apple Pay & Google Pay
  • ATM withdrawals

Fees

  • 3% top-up fee
  • 0% crypto-to-cash conversion

Card

One free physical Visa card

Best for: Users who want to fund directly with fiat or crypto.

See fees GO PRO

Pay once — no subscription, no monthly fees

Premium

$750
One-time account setup

Everything in Pro, plus the best rates and white-glove service.

Includes

  • Crypto wallet
  • Crypto & fiat deposits
  • Crypto-to-cash conversion
  • Offshore bank account
  • Apple Pay & Google Pay
  • ATM withdrawals
  • Private concierge support
  • Spend without limits, on request

Fees

  • 2.5% top-up fee
  • 0% crypto-to-cash conversion

Card

One free Metal Visa card

Best for: High-volume users who want the best rates and premium support.

See fees GO PREMIUM

Pay once — no subscription, no monthly fees

Transparent fees. No hidden charges. Upgrade anytime.

The collection

Pick your finish

Five iconic Nummus cards. One global account. Tap a finish to see it.

Nummus Mint Visa card
Nummus Obsidian Visa card

Loved worldwide

Trusted by thousands of users worldwide

★ 4.8
on the App Store
10M+
transactions
190+
countries
150M+
merchants

Alexia Julien

3 reviews · 📍 FR

Jul 12, 2026

Works great

Simple to set up and easy to add to Google Pay. Been using it daily for two months.

Thandiwe Nkosi

Jun 28, 2026

AI Freelancer

Setup took 5 minutes and I could immediately spend my crypto.

4 people found this helpful

Johnny Huddart

Jul 4, 2026

Marketing Freelancer

Conversion from crypto to USD is super smooth. Exactly what I needed for client payouts.

7 people found this helpful

Doug Pote

Jul 1, 2026

COO

One of the smoothest products I've used — bank account plus crypto wallet in one place.

12 people found this helpful

Alexia Julien

3 reviews · 📍 FR

Jul 12, 2026

Works great

Simple to set up and easy to add to Google Pay. Been using it daily for two months.

Thandiwe Nkosi

Jun 28, 2026

AI Freelancer

Setup took 5 minutes and I could immediately spend my crypto.

4 people found this helpful

Johnny Huddart

Jul 4, 2026

Marketing Freelancer

Conversion from crypto to USD is super smooth. Exactly what I needed for client payouts.

7 people found this helpful

Doug Pote

Jul 1, 2026

COO

One of the smoothest products I've used — bank account plus crypto wallet in one place.

12 people found this helpful

Chukwuemeka Okafor

Jun 22, 2026

Software Developer

My old exchange kept delaying payments. Three months with Nummus, not one problem.

9 people found this helpful

Nick Lodder

5 reviews · 📍 NL

Jul 18, 2026

Great for crypto income

Accepted in most places I've tried. Works everywhere Visa does.

Chukwuemeka Okafor

Jun 22, 2026

Software Developer

My old exchange kept delaying payments. Three months with Nummus, not one problem.

9 people found this helpful

Nick Lodder

5 reviews · 📍 NL

Jul 18, 2026

Great for crypto income

Accepted in most places I've tried. Works everywhere Visa does.

Open an account for free — with no hidden costs

Open your offshore account in minutes and convert stablecoins to fiat. Get an instant virtual card and spend on Visa in 190+ countries. View our full pricing list.

Open a Nummus Account
Hand holding phone showing Nummus offshore account
Protection

Funds Protection

Your funds are legally protected by legislation, government, Visa, and banks, accessible and controlled solely by you at any time.

Wallet Protection

Your wallet is always protected by bank insurance, encryption, and modular access, ensuring control, anonymity, and portability to other platforms or accounts.

Data Protection

Your data is shielded from curious eyes with complex encryption and anonymization, ensuring your activities and interactions remain private.

Identity Protection

Your identity is protected through account abstraction and offshore status, with technology allowing registration via any method, all encrypted and anonymized.

Account Protection

Your account is secured from any location with layered physical and digital security measures, including 2FA and multi-signature options.

Real Privacy

We ensure real privacy through offshore status, account abstraction, encryption, and data anonymization.

Available on desktop and mobile

Download on the App StoreGet it on Google Play

Frequently Asked Questions